Tips for Small Business Loans

Need a small business loan to buy a new business or property, restock, pay off your high interest tax debts or just keep cash flow moving?

1. Know how much you need — and why

"Lenders want to see a clear purpose: property, business acquisition, equipment, stock, renovations, or working capital."

2. Check your financials

"Have your recent BAS, bank statements, and profit-and-loss reports ready. The stronger your numbers, the better your offer."

3. Choose the right loan

"From unsecured short-term loans to lines of credit and asset finance — the right product makes all the difference."

4. Use a broker

"Don’t waste time shopping around. We compare lenders for you and find fast approvals with great rates — even if your bank says no."

At Premier Mortgages, we help small businesses secure smart finance — with no upfront fees and quick turnarounds.