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Tips to Lower Your Home Loan Repayments

Feeling the pinch with rising home loan repayments? Here are four quick ways to lower your monthly mortgage, and keep more cash in your pocket.

1. Refinance to a lower rate

"Even a 0.5% drop in your interest rate could save you thousands a year. We compare the interest rates from over 30 lenders to find you a better deal."

2. Restructure your loan

"Restructure your owner-occupied and investment loans to improve cash flow, and in some cases, even maximise your tax deductions."

3. Consolidate your debt

"Got credit cards or personal loans? Roll them into your home loan to simplify repayments and reduce overall interest."

4. Fix your rate or split it

"Lock in part of your loan for certainty, while keeping the rest flexible, the best of both worlds."

At Premier Mortgages, we make refinancing simple. Chat with our brokers for a free loan review, and let’s get your repayments under control.

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